Avoid Foreclosure - Sell Quickly - Save your Credit - Walk Away with No Debt and No Tax Consequences - And Get Paid $40,000.              Do you qualify?

Distressed Home Seller,

Are you one of the tens of thousands of Arizona homeowners who needs to sell, but owes more on your home than it’s worth?

If you're already behind on your mortgage payments, or think you may be headed in that direction – make sure you understand all your options.

The best option for many underwater homeowners is a short sale.  If that's the right option for you, I have good news. I can help you.....

·    Get cash back at the closing - as much as $40,000

·    Sell Your Home Quickly and Easily For Market Value

·    Pay Absolutely Nothing - No Fees, No Commissions, No Closing Costs

·    Avoid Foreclosure

·    Save Your Credit

·    Walk Away From Your Home With No Debt And No Tax Consequences

Sound too good to be true?

I am currently negotiating a short sale that will close at the end of the month.  The borrower paid nothing, avoided foreclosure, and will walk away with no debt or further obligation.  And, the best part - he will collect $38,000 on the day of closing.

Why would a bank consider paying you to walk away from your home?

Well, it's not out of the goodness of their heart.  This is purely a financial decision for your bank - they understand the overall costs of going through a foreclosure are much higher than completing a short sale.  Some industry experts have the cost of foreclosure as 22% of the market value of the home.  That is what has prompted some banks to begin offering such high incentives to borrowers; these are borrowers that would otherwise fall to foreclosure.  It is a Win-Win situation for all involved.

Timing is critical - the longer you wait to address the issue, the fewer options you have.

Foreclosure is usually the worst decision for all parties involved.  Especially as a borrower- Not only do you leave your destiny in the hands of a bank that only has their best interest in mind, but you will certainly cause far greater damage to your credit, and potentially put yourself at risk of a lawsuit from a lien holder trying to collect after the foreclosure.  And, possibly the worst part - You will have to ALWAYS answer 'Yes' to any credit, housing or employment application in the future that asks, "Have you ever had a foreclosure?".  Foreclosure is something that will stick with you FOREVER.

The most important thing to remember - Don't trust your short sale to just any agent.  Getting your home sold is the easy part.  There is a huge amount of additional work that a traditional real estate agent is not trained or equipped to handle. If your agent is inexperienced at short sales, makes mistakes, gives up, slacks off, drops the ball, or simply does not know how to negotiate with the banks, you will ultimately end up being foreclosed on by your lender.

After foreclosure, the bank will repossess your home, and then the bank will sell your home, either at auction, or more likely through a real estate agent, with a large sign out front that says “Bank Foreclosure”.

Further, depending on several factors, including whether you have one loan or more, whether the loan(s) on your home was/were “purchase money” or whether you did a “cash out” refinance after your purchase, you either have a “non recourse” or a “recourse” loan.

These factors determine whether your lender can file a lawsuit for the deficiency, even after your home has gone through foreclosure.

The good news is, I can help you either way.

So do your homework, and don’t trust this process to someone who is inexperienced.

The GOAL is to get you past this difficult time in your life, and achieve the following:

·    Get cash back at the closing - as much as $40,000

·    Sell Your Home Quickly and Easily For Top Market Value

·    Pay Absolutely Nothing - No Fees, No Commissions, No Closing Costs

·    Avoid Foreclosure

·    Save Your Credit

·    Walk Away From Your Home With No Debt And No Tax Consequences

For more information, and a FREE, no obligation, over-the-phone consultation about your unique situation, call me directly at 602 518-8294, or if you fill out your contact information at the right, I will contact you.

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